Effective Date: April 13, 2026
By accessing or using the PolicyDoc website, you agree to be bound by these Terms of Use. These terms constitute a binding agreement between you and PolicyDoc. If you do not agree with these terms, please do not use this website.
These Terms of Use, together with our Privacy Policy, govern your use of this website. By using the site, you agree to the current version of these terms as well as any future modifications. PolicyDoc reserves the right to modify these terms at any time, and your continued use of the website constitutes acceptance of the revised terms.
These terms do not guarantee eligibility for any insurance coverage or product.
The content on this website is for general informational and educational purposes only. It is not intended as insurance, financial, legal, medical, or tax advice and should not be relied upon as a substitute for consultation with a licensed insurance agent or other qualified professional.
Coverage options, pricing, plan features, and availability may vary based on individual circumstances and may change as permitted by applicable law. Information displayed on this website may not always be accurate or up to date. You should consult directly with a licensed agent to obtain guidance specific to your situation.
PolicyDoc grants you a personal, nontransferable, nonexclusive, revocable, limited license to access and view the content on this website for the purpose of obtaining information about insurance plans and requesting quotes. You may print reasonable copies of content for your personal, non-commercial use, provided you retain all copyright and proprietary notices.
All intellectual property rights in the content of this website, including text, graphics, logos, images, and software, remain the property of PolicyDoc or its licensors and are protected by applicable intellectual property laws.
You agree that you will not:
You represent that you are at least 18 years of age and have the legal authority to agree to these terms.
Submitting a quote request through this website does not guarantee coverage or bind any insurance policy. A licensed agent will review your request and follow up with information about available options. All coverage is subject to the terms, conditions, and eligibility requirements of the applicable insurance carrier.
By opting in to receive SMS messages, you consent to receive text messages from PolicyDoc and its licensed agents regarding insurance quotes and coverage information. Message frequency may vary. Standard message and data rates may apply.
You may opt out at any time by replying STOP. Reply HELP for assistance. Consent to receive SMS messages is not a condition of purchasing any product or service.
This website may contain links to third-party websites or services that are not owned or controlled by PolicyDoc. We do not endorse and assume no responsibility for the content, privacy policies, accuracy, or practices of any third-party sites. You access third-party sites at your own risk.
This website and all content are provided on an “as is” and “as available” basis. PolicyDoc disclaims all warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. PolicyDoc does not warrant that the website will be uninterrupted, error-free, secure, or free of viruses or other harmful components, or that any information on the website is accurate, complete, or current.
To the fullest extent permitted by law, PolicyDoc and its agents, employees, affiliates, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use this website, including but not limited to damages for loss of profits, data, or other intangible losses.
In no event shall PolicyDoc's total liability to you for all claims arising from or related to your use of this website exceed one hundred dollars ($100.00).
You agree to defend, indemnify, and hold harmless PolicyDoc and its officers, agents, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your use of this website, your violation of these Terms of Use, or your violation of any rights of a third party.
These Terms of Use are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of this website shall be subject to the exclusive jurisdiction of the state and federal courts located in the State of Florida. You agree to notify PolicyDoc in writing of any claim and allow thirty (30) days to resolve the matter before initiating legal action.
PolicyDoc may modify, update, or remove any content on this website at any time without notice. Information regarding insurance providers, pricing, and plan features may not always be accurate or up to date, and plan features may change as permitted by law.